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Credit Circle Skool Review (2026): Is It Worth Joining?

  • Dave Cousins
  • 45/100 data score
  • 1.7K members
  • $27/month
Credit Circle community page on Skool

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Last updated August 10, 2026 · Reviewed by Review Member Editorial Team

Credit Circle at a glance

Quick facts about Credit Circle: pricing, format, level, platform and guarantee
Pricing$27/month
Format7 courses + 49 modules + community feed (hosted on Skool)
Skill levelAll levels
PlatformSkool.com
Free trialNo free trial
Money-back guaranteeNo stated guarantee
Members1,691 members
Posts published348
Admins4
Our score45 / 100 on published Skool metrics

What is Credit Circle and who is it for?

Bad credit? Learn the K.O. Method to remove negative items, build 700+ credit, and position yourself for $25K+ in funding 🥊

Credit Circle is a $27/month community hosted on Skool and run by Dave Cousins. Its public Skool page reports 1,691 members, 348 posts, a classroom of 7 courses and 49 modules, and the community has been running since April 2024. Dave Cousins describes it this way: “Stop guessing. Stop downloading random dispute letters. Start following a proven game plan.”

About the creator: who is Dave Cousins?

Dave Cousins, creator of Credit Circle

Dave Cousins

I Help Rebuild Your Credit & Access $100,000✅

What's included inside Credit Circle?

The list below is taken from Dave Cousins's own description of the community on Skool. These are the creator's claims about what a membership includes — we have not independently verified them.

  • WIPE YOUR CREDIT. UNLOCK $25,000+.

  • DONE WITH YOU: Get step-by-step training, dispute strategies, AI prompts, templates and weekly coaching.

  • DONE FOR YOU: Apply to upgrade and let our team analyze your reports, challenge eligible negative accounts and manage the dispute process.

  • START YOUR 7-DAY FREE PASS TODAY

Credit Circle pros and cons

Pros

  • Active mid-sized community (1,691 members)
  • 4 admins moderating, not a one-person operation

Cons

  • Skool does not offer a platform-wide refund policy — terms are set by the creator

How Credit Circle scores on the data

Data score

45/100

Every community is scored on the same six published metrics, with the same weights. Here is exactly how this number was calculated.

Community size25% weight
65

1,691 members

Discussion volume20% weight
54

348 posts

Engagement per member20% weight
10

0.21 posts per member

Course depth20% weight
24

7 courses, 49 modules

Moderation team8% weight
67

4 admins

Track record8% weight
78

28 months on Skool

Data score v1.0.0. Price and affiliate commission are deliberately excluded — scoring on either would build our own revenue into the ranking.

Credit Circle Skool review FAQ

How much does Credit Circle cost?

Credit Circle costs $27/month, billed through Skool. This figure was read directly from the community's Skool page on 2026-08-10, and creators can change pricing at any time.

How many members does Credit Circle have?

Credit Circle has 1,691 members according to its public Skool page. Member counts on Skool include everyone who has joined, not only those active in the last month.

Who runs Credit Circle?

Credit Circle is run by Dave Cousins. In their own words: “I Help Rebuild Your Credit & Access $100,000✅”

What's inside Credit Circle?

The Skool classroom lists 7 courses containing 49 modules, alongside the community feed. The detailed breakdown below is taken from the creator's own description of the community.

Is Credit Circle worth it?

Credit Circle scores 45 out of 100 on our data model, which weighs community size, discussion volume, engagement per member, course depth, moderation and track record. Its strongest signal is track record (28 months on Skool). Weigh that against the $27/month price before joining.

Final verdict: is Credit Circle worth it in 2026?

45/100

data score

Credit Circle scores below average with 45 out of 100. Its strongest signals are track record (28 months on Skool) and moderation team (4 admins). The weakest is engagement per member (0.21 posts per member).

At $27/month it sits in the mid range of Skool pricing. Every figure on this page is read from the community's public Skool page and re-checked each time we refresh the directory.

$27/month

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