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Credit Academy Skool Review (2026): Is It Worth Joining?

  • Meg Floyd
  • 20/100 data score
  • 128 members
  • $38/month
Credit Academy community page on Skool

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Last updated August 10, 2026 · Reviewed by Review Member Editorial Team

Credit Academy at a glance

Quick facts about Credit Academy: pricing, format, level, platform and guarantee
Pricing$38/month
Format1 course + 54 modules + community feed (hosted on Skool)
Skill levelAll levels
PlatformSkool.com
Free trialNo free trial
Money-back guaranteeNo stated guarantee
Members128 members
Posts published4
Admins2
Our score20 / 100 on published Skool metrics

What is Credit Academy and who is it for?

Be respectful, celebrate every win, and stay active in the group for the best results.

Credit Academy is a $38/month community hosted on Skool and run by Meg Floyd. Its public Skool page reports 128 members, 4 posts, a classroom of 1 course and 54 modules, and the community has been running since July 2026. Meg Floyd describes it this way: “Ready to build stronger credit and create more financial opportunities? You’re in the right place. Your $38/Month Membership Includes:”

About the creator: who is Meg Floyd?

Meg Floyd, creator of Credit Academy

Meg Floyd

Your favorite credit repair specialist.❤️

    What's included inside Credit Academy?

    The list below is taken from Meg Floyd's own description of the community on Skool. These are the creator's claims about what a membership includes — we have not independently verified them.

    • Welcome to Credit Academy!

    • Your $38/Month Membership Includes:

    • ️ Monthly credit disputes

    • ️ Personalized credit report reviews

    • ️ Credit education & exclusive resources

    • ️ Monthly live trainings & Q&A via Zoom

    • ️ Preparation for funding

    • ️ Cash giveaways

    Credit Academy pros and cons

    Pros

    • Substantial classroom — 1 courses across 54 modules

    Cons

    • Small community so far (128 members)
    • Low posting rate relative to size (0.03 posts per member)
    • Launched recently, so there is a limited track record
    • Skool does not offer a platform-wide refund policy — terms are set by the creator

    How Credit Academy scores on the data

    Data score

    20/100

    Every community is scored on the same six published metrics, with the same weights. Here is exactly how this number was calculated.

    Community size25% weight
    42

    128 members

    Discussion volume20% weight
    15

    4 posts

    Engagement per member20% weight
    2

    0.03 posts per member

    Course depth20% weight
    17

    1 course, 54 modules

    Moderation team8% weight
    33

    2 admins

    Track record8% weight
    3

    1 months on Skool

    Data score v1.0.0. Price and affiliate commission are deliberately excluded — scoring on either would build our own revenue into the ranking.

    Credit Academy Skool review FAQ

    How much does Credit Academy cost?

    Credit Academy costs $38/month, billed through Skool. This figure was read directly from the community's Skool page on 2026-08-10, and creators can change pricing at any time.

    How many members does Credit Academy have?

    Credit Academy has 128 members according to its public Skool page. Member counts on Skool include everyone who has joined, not only those active in the last month.

    Who runs Credit Academy?

    Credit Academy is run by Meg Floyd. In their own words: “Your favorite credit repair specialist.❤️”

    What's inside Credit Academy?

    The Skool classroom lists 1 course containing 54 modules, alongside the community feed. The detailed breakdown below is taken from the creator's own description of the community.

    Is Credit Academy worth it?

    Credit Academy scores 20 out of 100 on our data model, which weighs community size, discussion volume, engagement per member, course depth, moderation and track record. Its strongest signal is community size (128 members). Weigh that against the $38/month price before joining.

    Final verdict: is Credit Academy worth it in 2026?

    20/100

    data score

    Credit Academy scores in the bottom tier of the communities we track with 20 out of 100. Its strongest signals are community size (128 members) and moderation team (2 admins). The weakest is engagement per member (0.03 posts per member).

    At $38/month it sits in the mid range of Skool pricing. Every figure on this page is read from the community's public Skool page and re-checked each time we refresh the directory.

    $38/month

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